Smarter, Simpler Commercial Financing

Commercial Loans Made Easy for Credit Unions



Commercial Real Estate Loans Made Accessible

Best Terms.

More Capital.

Greater Flexibility.


CU Business Lending is aggressive in identifying strategies to say yes to every commercial loan.

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We Are Here for Credit Unions

CU Business Lending was created for credit unions nationwide to have a “one stop shop” for all of their business and commercial lending needs.

EXPLORE OPTIONS

“One Stop Shop” for Credit Unions Nationwide

We are considered a leader in our industry and take great pride in providing a wide range of services to meet all of the needs of our credit unions. 

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Realtors

  • We provide accessibility to both conventional and SBA loans.
  • We offer free marketing training to bring in more loan income & increase membership.
  • We ensure all compliance and due diligence throughout the loan process to decrease credit union risk.
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Financial Institutions

  • We are able to place commercial loans you do not wish to fund, allowing you to maintain your relationship with your members.
  • We offer policy approval and ongoing annual audits to ensure our credit unions have all the compliance support they need.
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QUICK APPLICATION

5-Minute Mini Commercial Real Estate Loan Application

Our entire loan process is simple and easy, starting with our quick application.

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The Best Rates & Terms in Commercial Real Estate Loans

With CU Business Lending, we work hard to earn your business, whatever the size of the loan. You are always in the driver's seat. 

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“Commercial Loans Made Easy” 

We have specifically developed our “Commercial Loans Made Easy” program so that credit unions may offer business loans to their members with minimal time, effort, and liability on their part. Our goal is to make the loan process as seamless as possible from application to closing, all while you and your members reap the benefits of the most competitive programs on the market.


CU Business Lending offers a variety of conventional and SBA loans, as well as backroom underwriting and support products. Contact us today to find out how we can custom tailor a program to meet the needs of your credit union.


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There when you need us, every step of the way.

Three easy steps for our clients
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Five Minute Easy Application

Your employees have access to a simple, online form to pass on referrals.

Expert Lending Team Review

Our staff works with the borrower to quickly assess each loan. Potential clients are identified, and we commence document collection, underwriting, and funding.

Prompt and Professional Service

As your loan officers as motivated to close the sale, referrals to your new affiliate increase, as well.

What does CU Business Lending Offer You?

  • 1. Accept loan requests from $500K-200M


  • 2. Make loans available for any commercial property types


  • 3. Serving Clients nationwide!


  • 4. Specialize in matching clients with the best rates and terms


  • 5. Have a team of loan experts with years of experience


Ready to Apply?

Unparalleled Customer Service in Commercial Real Estate Loans

When it comes to investing in your business, especially property where your business will operate, you want to make sure you are working with lenders you can trust. Our team operates on honesty, integrity, and respect for each client, regardless of the size of their project. We value every one of our clients and work hard because you work hard.

Loans to Meet Your Specific Needs

No two commercial loans are the same. We work with clients to ensure we understand their needs and to offer our network the best rates and terms.

Loan Details

Cash Out Refinance

Replace an existing commercial real estate loan with a new loan to obtain capital for renovations, debt consolidation, or expansion.

Commercial Construction Loan

Loans for greenfield or redevelopment construction projects initially as interest-only, then rolled or refinanced to a traditional commercial real estate loan.

Commercial Real Estate Purchase

For owners to add stability, set the stage for growth, build a stream of active or passive income for business owners and investors.

Straight Commercial Refinance Loan

Provides ability for business owners to move to a lower interest rate, increase amortization period, reset rate lock-in time to lower monthly payment.

Commercial Loans for Any Type of Property


From shopping malls to chain restaurants, and from gas stations to car washes, Nationwide Business Lending is aggressive in finding ways to say yes to every possible commercial loan. Explore some of the infinite possibilities.





  • Commercial Land
  • Shopping Centers
  • Manufacturing Plants
  • Strip Malls
  • Restaurants
  • Retails Stores
  • Chain Restaurants
  • Franchise Properties
  • Automobile Dealerships
  • Convenience Stores
  • Multi-Family
  • Corporate Campuses
  • Laboratory Space
  • R&D Facilities
  • Municipal Infrastructure
  • Office Parks
  • Automotive Repair
  • Auditoriums & Stadiums
  • Hi-Rise Residential
  • Pizza Franchises
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No Two Loans are the Same

CU Business Lending covers the entire commercial lending universe, giving you an incredible array of options for putting your real estate deal together. Let's work together to find a creative solution for your commercial mortgage.

LOAN RATES AND TYPES

Financing Eligibility: Construction, Renovation, Refinance and Acquisition of CRE

Loan Amount: $1,000,000 to $200,000,000*

Term: 3 / 5 / 7 / 10 / 15 / 20 / 25 years*

Amortization: Up to 30 years*

Interest Rate Fixed or Variable, each based either on treasure bill indexes or prime lending rate spread respectively

Collateral/Loan to Value: Secured lien via 1st Mortgage / Deed of Trust on CRE. Max 80% on investment / Max 85% on Owner Occupied. Up to 90% on SBA

Repayment: Equal monthly payments based upon term sheet. Principal and interest or interest only options available. Prepayment Penalties are base by case basis.


*Subject to review and change

Financing Eligibility: Better Rates & Terms (Cash Out Option for Renovation, Expansion, or Debt Consolidation of CRE)

Loan Amount: $1,000,000 to $200,000,000*

Term: 3 / 5 / 7 / 10 / 15 / 20 / 25 years*

Amortization: Up to 30 years*

Interest Rate: Fixed or Variable, each based either on treasure bill indexes or prime lending rate spread respectively

Collateral/Loan to Value: Secured lien via 1st Mortgage / Deed of Trust on CRE. Max 80% on investment / Max 85% on Owner Occupied. Up to 90% on SBA

Repayment : Equal monthly payments based upon term sheet. Principal and interest or interest only options available. Prepayment Penalties are base by case basis.


*Subject to review and change

Financing Eligibility: Tempory Funding for Construction, Rehab, or Major Capital Improvements with Rollover Terms at Stabilization

Loan Amount: $1,000,000 to $200,000,000*

Term: 3 / 5 / 7 / 10 / 15 / 20 / 25 years*

Amortization: Up to 30 years*

Interest Rate: Fixed or Variable, each based either on treasure bill indexes or prime lending rate spread respectively

Collateral/Loan to Value: Secured lien via 1st Mortgage / Deed of Trust on CRE. Max 80% on investment / Max 85% on Owner Occupied. Up to 90% on SBA

Repayment : Equal monthly payments based upon term sheet. Principal and interest or interest only options available. Prepayment Penalties are base by case basis.


*Subject to review and change

Financing Eligibility: Construction, Greenfield or Tear-down, at Acquisition of CRE.

Loan Amount: $1,000,000 to $200,000,000*

Term: 3 / 5 / 7 / 10 / 15 / 20 / 25 years*

Amortization: Up to 30 years*

Interest Rate: Fixed or Variable, each based either on treasure bill indexes or prime lending rate spread respectively

Collateral/Loan to Value: Secured lien via 1st Mortgage / Deed of Trust on CRE. Max 80% on investment / Max 85% on Owner Occupied. Up to 90% on SBA

Repayment: Equal monthly payments based upon term sheet. Principal and interest or interest only options available. Prepayment Penalties are base by case basis.


*Subject to review and change

Our Proud Partnerships
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Through our affiliation with USA Business Lending, we are a preferred vendor for current and future Papa John's franchisees, We work with their corporate office to bring loan options not previously available. For buying out other franchisee and real estate loans, we have the financing for your Papa John’s restaurants.

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Convenience store and gas station owners have a partner in NationwideBusiness Lending. We have the creative lending options you need to grow your organization, limited only by your ambition

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